Well, I just had a wonderful experience with FreeCreditScore.com (run by the credit bureau Experian), and by wonderful I mean I was scammed. They claim to give you access to your credit score for a free trial. They then tell you that you can check all 3 of the credit bureaus' scores for free once a year. However, they fail to sufficiently notify you of the fact that THEY CHARGE YOU to view all 3 reports! Thieving bastards! My suggestion: Don't use them. Ever. You can get your reports (all of them) for free from the US Government at AnnualCreditReport . Alternatively, you can also get information mailed to you by checking out the FTC 's website. - QBF PS: Cheating bastards!